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Brian Lardner

Mortgages

As an experienced mortgage broker we know that home loan programs and guidelines are constantly changing, and even though there is now a wide range of sources for home mortgages, all loans are not created equal.

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Reverse Mortgage

A reverse mortgage is a loan that is available to homeowners 62 years or older allowing them to convert part of the equity in their homes into cash. Instead of paying money toward your mortgage, the mortgage pays money to you.

Read more

Refinance

Your first concern will likely be the mortgage rates and their effect on your monthly mortgage payment. Mortgage rates can vary from lender to lender; we can help you with the best refinancing options for your budget.

Read more

Conventional

While a conventional loan is a great option for a home buyer, there are numerous considerations that may seem overwhelming or even confusing. Let us assist you in making the best choice for a home loan.

Read more
Take The First Step Today:
805-434-5226
7 days a week from 8:00 am to 8:00 pm

MORTGAGE-SPECIALISTWhy Choose Us As Your Mortgage Specialist?

Most of us search diligently for the perfect home, and will likely need a mortgage to buy it. It is just as important to use a highly qualified and knowledgeable mortgage broker that can match your budget and time requirements with a mortgage lender that has the lowest mortgage rates available. This is where we can help.

We are experienced in providing mortgage solutions. Whatever type of mortgage you are considering, we can take your stressful and confusing situation and turn it into a well-informed and positive event. From a first-time home buyer to a reverse mortgage candidate, we can guide you through the entire process.

Call us for a consultation to discuss mortgage rates, lending practices and your financial requirements. Learn how we can help you with a reverse mortgage, refinance or conventional mortgage that meets your needs.

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Why is a Mortgage Broker the Right Choice?

Mortgage-Broker-Templeton-CA

If you are new to the subject of mortgage brokers, mortgage lenders, mortgage advisers and a mortgage consultant, the following information will be useful in helping you make the right choice regarding financing for a home.

As a broker we act as a liaison between the borrower-homeowner and the bank-mortgage lender by working directly with the borrower and the lender to assist borrowers in qualifying for a mortgage.

And as also a mortgage consultant, we are professionally licensed, educated and trained in the field of home mortgage loans. A good broker will work, in part, as a mortgage loan consultant using expert professional knowledge to offer the best financing deal for the client.

These are a few reasons why mortgage brokers are the right choice for you:

  • They can offer the lowest mortgage rates available
  • You can ask the broker for multiple quotes from as many lenders as possible
  • A broker will work with you throughout the entire loan process and closure

Call Brian Lardner for a professional mortgage broker-consultant who will assist you in making the right decision.

Mortgage Brokers Help You Choose the Best Option

Mortgage-Brokers-Templeton-CA

One of the greatest benefits in working with us as your mortgage brokers is access to loans; thereby saving our borrowers thousands of dollars by delivering the right home loan at the lowest possible cost.

As a mortgage broker we have access to a significant number of lenders and are frequently able to obtain a better rate for our clients than if they went directly to a bank themselves.

These are a few of the services we provide as a mortgage consultant in helping our clients choose the best type of mortgage:

  • Send in your application
  • Discuss whether a fixed or variable mortgage would be best for you
  • Conduct all of the negotiating for you
  • Secure a competitive rate

Whether you are a prospective homeowner, or refinancing your existing mortgage, call for a consultation with a mortgage consultant or mortgage broker to discuss your financing options.

Why Choose Us as Your Mortgage Consultant?

Mortgage-Consultant-CA

As mortgage brokers, we can offer the best mortgage that is most suitable for you.

We are also professionally licensed and educated as a mortgage consultant, and as such we have the knowledge to assist you with a home loan or refinancing.

These are a few reasons to choose us as your mortgage brokers or as your mortgage loan consultant:

  • Knowledge in market trends
  • Our ability to match your financial options to mortgage rates
  • We take the time to find the best deal for you

And as your mortgage broker we can usually provide a very competitive rate, compare wholesale mortgage rates from a number of banks and lenders, and work on your behalf.

Call Brian Lardner, an experienced mortgage broker who can secure a low mortgage rate for you. 805-434-5226

Mortgage

Ask our professionals

Mortgages

As an experienced mortgage broker we know that home loan programs and guidelines are constantly changing, and even though there is now a wide range of sources for home mortgages, all loans are not created equal.

Read more

Reverse Mortgage

A reverse mortgage is a loan that is available to homeowners 62 years or older allowing them to convert part of the equity in their homes into cash. Instead of paying money toward your mortgage, the mortgage pays money to you.

Read more

Refinance

Your first concern will likely be the mortgage rates and their effect on your monthly mortgage payment. Mortgage rates can vary from lender to lender; we can help you with the best refinancing options for your budget.

Read more

Conventional

While a conventional loan is a great option for a home buyer, there are numerous considerations that may seem overwhelming or even confusing. Let us assist you in making the best choice for a home loan.

Read more

CALL BRIAN TODAY - 805-434-5226

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