What is a Reverse Mortgage?


Reverse mortgages are available to Long Beach, CA seniors 62 years or older. With reverse mortgages, Long Beach homeowners can convert the equity in their home into cash to meet their needs and essentials.

This type of loan can be used to source income to pay for costs that become difficult to fund after retirement. Homeowners in Long Beach may choose reverse mortgages to:

  • Save their home from foreclosure
  • Cover medical expenses
  • Pay for home improvements
  • Eliminate monthly mortgage payments

By choosing Brian Lardner to find reverse mortgages available in the Long Beach area, you are making a smart choice. There are different types of reverse mortgages available for Long Beach homeowners, and everyone has a unique set of personal circumstances. Let our qualified staff help. We will be happy to meet with you to discuss your needs.

Benefits of Reverse Mortgages for the Long Beach Homeowner


Unlike traditional loans, reverse mortgages require the lender to make payments to the borrower, instead of being the other way around. No monthly mortgage payments need to be made while you are still living in the home. Another major benefit of reverse mortgages is that Long Beach homeowners do not need a good income or credit score to qualify.

Once homeowners in Long Beach qualify for reverse mortgages, the proceeds can be disbursed in different ways such as a lump sum, monthly payments, or other methods. The maximum loan amount you can receive will depend on various factors, including:

  • Your age
  • Available equity in your home
  • Reverse mortgage interest rates

Reverse Mortgage Lenders for Long Beach Residents


Our mortgage brokers will help you find the best reverse mortgage in the Long Beach area. It is important to have trust in your reverse mortgage lenders with such a critical decision in your life. Our mortgage brokers earn your trust by:

  • Determining the right type of loan for your needs
  • Helping you understand total costs and loan repayment
  • Comparing the options and terms of various reverse mortgages

We are committed to helping you find the best possible reverse mortgage in Long Beach because you deserve the best product at the best price. We will explain everything, answer all your questions, and give you guidance that is customized to your specific requirements and concerns.

Give Brian Lardner a call at 805-434-5226 to find out how we can help you find the right reverse mortgage in the Long Beach area for you.