What is a Reverse Mortgage?

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Reverse mortgages allow seniors in Sacramento, CA to convert their home equity into cash without the need to sell their home or make monthly mortgage payments. This type of loan does not require seniors to have a good income or credit score in order to qualify. Seniors in Sacramento qualify for reverse mortgages if:

  • They are 62 years of age or older
  • Have the ownership of the home
  • Have sufficient equity available in their home

Let Brian Lardner help you determine if this type of loan is right for your needs and circumstances. One of our highly professional and knowledgeable consultants can talk to you about reverse mortgage pros and cons.

Benefits of Reverse Mortgages for the Sacramento Homeowner

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Most people have worked very hard to build their home's equity. Now is the right time to have your home pay you back. Reverse mortgages allow Sacramento homeowners to use their home as a tool to fund their retirement.

Many seniors are still paying mortgage payments every month, which significantly impacts the quality of their retirement life. With reverse mortgages, seniors in Sacramento can use the equity in their home to generate a new income source and enhance the quality of their retirement. There are no payments to be made, however, Sacramento homeowners must remember that property taxes and home insurance are still their responsibility. Below is the summary of benefits that Sacramento homeowners enjoy with reverse mortgages:

  • Improve the quality of your retirement life
  • Ability to spend the equity as you desire
  • No taxes are applied to the equity released

Reverse Mortgage Lenders for Sacramento Residents

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Finding the best reverse mortgage lenders in the Sacramento area requires thorough research. You have found him! We are your trustworthy partner, one who can assist you in shopping for reverse mortgages in Sacramento. We have access to many reputable reverse mortgages in Sacramento.

By allowing us to compare and shop reverse mortgages and find you the best match, you will be able to save time and money. Some reasons to choose our mortgage brokers include:

  • Best possible offers
  • No pressure policy
  • Stress-free experience
  • Quality customer service

To schedule a consultation with one of our knowledgeable brokers, give Brian Lardner a call at 805-434-5226. We match you with the right reverse mortgage in Sacramento.