What is a Reverse Mortgage?


Reverse mortgages allow San Diego, CA homeowners to borrow against their home’s equity while still retaining ownership of the home. We, at Brian Lardner, specialize in matching providing seniors with reverse mortgages in San Diego.

Reverse mortgages can be a powerful tool of funding for those San Diego retirees and pensioners who need to enhance their income to live a comfortable retirement life. One of the largest assets that most seniors have is their home. Reverse mortgages help retirees in San Diego to increase income without increasing monthly payments, allowing seniors to stay in their own home.

In order to qualify for reverse mortgages San Diego homeowners are not required to have a minimum income or a good credit score. To apply for reverse mortgages, you should:

  • Be 62 years of age or older
  • Own a home, which is also your primary residence
  • Have sufficient equity to cover your proceeds

Benefits of Reverse Mortgages for the San Diego Homeowner


If you plan to live in your home for a very long time, reverse mortgages can offer you a significant source of cash. The best thing about reverse mortgages is that unlike traditional mortgages there are no payments involved. In this type of the loan the lender makes payments to the borrower through any one of the following methods:

  • Lump sum
  • Line of credit
  • Monthly payments

Reverse Mortgage Lenders for San Diego Residents


It can feel overwhelming to find the right reverse mortgage lender in the San Diego area. Let us help. We are proud of the work we do. When you make an appointment with us, one of our brokers will assess your needs and help find the right reverse mortgage for you. We compare the different reverse mortgages available in San Diego and do the shopping on your behalf.

As the leading San Diego mortgage broker, we know this marketplace thoroughly. Our mortgage specialists have created this service in San Diego so that you too can benefit from our knowledge and expertise. We can help you unlock your home equity, so you can obtain the money to fund your needs such as:

  • Aged care
  • Medical bills
  • New car
  • Home improvements
  • Holidays

For more information on the reverse mortgage interest rates in San Diego, contact Brian Lardner at 805-434-5226.