What is a Reverse Mortgage?


Reverse Mortgages are loans that allow San Francisco, CA homeowners to borrow money using the equity in their home. The proceeds from reverse mortgages can be used to cover needs and essentials, such as home improvements, medical bills, and even for personal use, such as a vacation or new car.

Generally, no income or credit score is required to qualify for reverse mortgages, making these types of loans ideal for San Francisco retirees and pensioners. However, like any other loan, interest is charged. Borrowers can draw down loans as a lump sum or on a monthly payment basis. In order to qualify for reverse mortgages, San Francisco homeowners must:

  • Be 62 years or older
  • Live in the house
  • Have full ownership of the home
  • Have sufficient equity in their home

If you are a homeowner, 62 years or above, you must be wondering if reverse mortgages are the right type of loan for your situation. At Brian Lardner, we can give you all the information you need to make the best possible decision.

Benefits of Reverse Mortgages for the San Francisco Homeowner


With reverse mortgages, San Francisco homeowners can get rid of their mortgage payment for as long as they live in their home.

Additionally, they might be able to get cash that they can use for their personal needs.

Reverse mortgages offer many valuable benefits to seniors in San Francisco, such as:

  • Eliminate your monthly mortgage payments
  • You maintain ownership of your home
  • The money you borrow is tax exempt

Reverse Mortgage Lenders for San Francisco Residents


As one of the leading brokers, we will thoroughly listen to your unique requirements and then help you find the right reverse mortgage. Reverse mortgage interest rates are important when considering which type of loan is right for you. However, other factors such as your age, property location, and lender policy also play a crucial role in determining the best suitable reverse mortgage for you available in San Francisco.

We will help you compare loans and find the right options for your specific situation. Some reasons to choose us for the best loan products and reverse mortgage rates in San Francisco include:

  • Respect and care
  • Full transparency
  • Hassle-free experience
  • Customer service

Let Brian Lardner shop your financial options among potential reverse mortgage loans in San Francisco. Call us now at 805-434-5226.